Hi all,  Regarding organ insurance:  Here in the UK the regulations
may be different from the USA, but common sense should prevail wherever
you are.  Legally, our insurance requirements are for public liability,
or third-party cover.  Up to recently, one million pounds sterling has
been enough, but many local authorities are asking for two million,
and even five million in some places such as London.

It's all very well saying that the event organizer should be covered,
but if a claimant has problems in that direction he'll simply go to
the next best place, and that's the organ owner.  That's why some event
organizers specify that any equipment be covered by its owner before
letting it onto the event site.

Regards and best wishes for the new year,
John Page